If you are a family then you may be affected by several of the benefit changes depending on who is living in your home and what their needs are. This page will give you more information on how the new benefit changes may affect you. This page includes information about how help with your housing costs is changing and what to do if something goes wrong with your claim. The change that has a big impact on larger families is the Benefit Cap
This website does not include any specific articles about Tax Credits and Welfare Reform. If Tax Credit claimants need advice they should refer to the article Where to get advice.
Housing Benefit (HB) is a benefit paid by the local authority to meet the cost of rent either in full or in part. People who get Universal Credit (UC) will have their housing costs paid as part of that benefit. There are a number of reasons why the level of HB and UC paid is less than the level of rent and these are explained in the article HB and UC housing costs restrictions. These reasons include the Bedroom Tax, the Benefit Cap and Housing Costs Contributions and Non-Dependents. These three articles suggest ways of tackling these problems but failing this claimants may want to consider asking for a Discretionary Housing Payment. EU nationals who are unemployed will have extra tests applied before HB is paid and these are explained in EU Nationals and Genuine Prospect of Work Issues. If you need help with any aspect of claims for these benefits see the article Where to get advice
Something Wrong With Your Claim?
This section of the website gives advice on some of the most common crisis situations arising for families due to welfare reform. Sanctions are a major issue and more advice about this is contained in Income Support Sanctions. Advice on other crisis situations is contained in these 2 articles Overpayments of UC, Contributory ESA and Contributory JSA and EU nationals and Genuine Prospect of Work Issues. A broader range of problems which can leave you without income and suggested solutions is covered in the article What to do if you have no income? If you wish to dispute a decision that has been made against you, you will need to go through the Mandatory Reconsideration process. If you need help with any situation when something has gone wrong see the article Where to get advice